Use This 8th CPC Pension Calculator:
Most Advanced 8th CPC Pension Calculator
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What This 8th CPC Pension Calculator Can Do for You
This Most Advanced 8th Pay Commission Pension Calculator, designed and developed by SalaryAlert™, is tailor-made for Central Government pensioners and family pensioners. It helps you accurately estimate your pension post–8th CPC revision — with full clarity, flexibility, and a professional breakdown.
You can simulate future pension outcomes, test different fitment factors, apply or reset Dearness Relief (DR), and explore custom scenarios — all in one simple, responsive, and fool-proof tool.
Complete List of Features (Explained in Detail)
1. Select Basic Pay Method
Choose how your basic pay is calculated:
- Last Drawn Basic Pay: For pensioners whose pension is based on the final salary.
- Average of Last 10 Months Basic Pay: Used where average basic over 10 months is applicable (e.g., due to promotions, leaves, or irregularities).
2. Enter Your Basic Pay
- You can manually input your pay (based on the selected method).
- Placeholder hints like
e.g. 56100avoid confusion. - Validations ensure the values are realistic and non-negative.
3. Fitment Factor (Default: 2.86, Editable)
- Uses 2.86 by default, as expected under 8th CPC (same as 7th CPC fitment).
- You can change it to simulate 2.95, 3.00, or any custom fitment.
- Enables powerful what-if planning.
4. Select Pension Type
Choose how much % of the revised basic becomes your pension:
- Regular Pensioner (50%)
- Family Pensioner (30%)
- Custom % (e.g. 40%, 45%, etc.)
5. Apply or Reset DR (Dearness Relief)
- Uncheck DR Reset: Enter current DR % (e.g. 59%, 67%).
- Check DR Reset: Automatically sets DR to 0%, simulating post–CPC rollout, where DR gets merged into basic pay.
6. Real-Time Calculation (Based on All Inputs)
After you hit “Calculate Pension”, it shows:
- Revised Basic Pay after fitment
- Pension amount (based on %)
- DR amount over pension
- Monthly Pension and Annual Pension
All of this updates dynamically, based on your exact input.
Clear Pension Breakup Display
Your result appears in a clean table-based format:
| Component | Amount (₹) |
|---|---|
| Selected Basic Pay (Input) | e.g. ₹56,100 |
| Fitment Factor Used | e.g. 2.86 |
| Revised Basic Pay | ₹1,60,446 |
| Pension @ % | ₹80,223 |
| DR @ % | ₹0 (or applicable DR) |
| Total Monthly Pension | ₹80,223 |
| Total Annual Pension | ₹9,62,676 |
➡️ Plus a timestamped note below:
“Generated by SalaryAlert™ on DD MMM YYYY, HH:MM:SS”
Smart & Responsive Interface
- Fully mobile-compatible
- Input fields, dropdowns, and tables resize automatically
- Print-friendly design: only the breakup prints cleanly
- Uses modern UI animations and transitions
Fool-Proof and Error-Free
- Prevents empty or invalid entries (e.g., blank pension %)
- Handles negative values gracefully
- Clear alerts when data is missing or out of range
Ideal Use-Cases
Estimate your 8th CPC pension before implementation
See how DR reset affects your pension
Help family pensioners plan better
Use in RTI filing or for official consultations
Project impact of future CPCs (by modifying fitment & DR)
Get data for financial or retirement planning
Future-Ready for All CPC Scenarios
You can simulate anything:
- DR reset to 0%
- Fitment factor change
- Custom % pension
- Family pension scenarios
What is the 8th Pay Commission?
The 8th Central Pay Commission (8th CPC) is a salary and pension revision system by the Indian Government. It’s usually done every 10 years. The last one—7th CPC—came in January 2016. So now, the 8th CPC is expected to apply from January 2026.
Pensioners, family pensioners, and even employees planning for retirement are eagerly waiting because:
- Pension will increase by 2.5x to 3x, but 2.86x is realistic now
- DR (Dearness Relief) will restart
- Arrears will be paid if delayed
- Family pension will also increase
⚠️ Legal Notice: Copyright Protection
This 8th CPC Pension Calculator (including its logic, design, branding, and codebase) is an original work created exclusively by SalaryAlert™ and is protected under applicable Indian and international copyright laws.
⚠️ Any unauthorized copying, replication, reverse engineering, or distribution — in full or in part — of this calculator or its underlying code shall be considered a serious infringement. Strict legal action, including but not limited to DMCA takedowns, civil damages, and criminal proceedings, will be initiated against any individual, website, agency, or entity found guilty of such violations.
If you wish to license or embed this tool legally, please contact us via contact@salaryalert.com.
© SalaryAlert™ – All Rights Reserved.
8th CPC Projected Pension Table (Fitment 2.86 Applied)
Here is a full table showing expected pension and family pension for each pay level from 1 to 18.
| Pay Level | Last Basic Pay | 7th CPC Pension (50%) | 8th CPC Pension (2.86×) | Family Pension (30%) |
|---|---|---|---|---|
| Level 1 | ₹18,000 | ₹9,000 | ₹25,740 | ₹7,722 |
| Level 2 | ₹19,900 | ₹9,950 | ₹28,457 | ₹8,537 |
| Level 3 | ₹21,700 | ₹10,850 | ₹31,031 | ₹9,309 |
| Level 4 | ₹25,500 | ₹12,750 | ₹36,465 | ₹10,939 |
| Level 5 | ₹29,200 | ₹14,600 | ₹41,756 | ₹12,527 |
| Level 6 | ₹35,400 | ₹17,700 | ₹50,622 | ₹15,187 |
| Level 7 | ₹44,900 | ₹22,450 | ₹64,207 | ₹19,262 |
| Level 8 | ₹47,600 | ₹23,800 | ₹68,136 | ₹20,441 |
| Level 9 | ₹53,100 | ₹26,550 | ₹76,043 | ₹22,813 |
| Level 10 | ₹56,100 | ₹28,050 | ₹80,543 | ₹24,163 |
| Level 11 | ₹67,700 | ₹33,850 | ₹96,622 | ₹28,987 |
| Level 12 | ₹78,800 | ₹39,400 | ₹1,12,488 | ₹33,746 |
| Level 13 | ₹1,23,100 | ₹61,550 | ₹1,75,466 | ₹52,640 |
| Level 13A | ₹1,31,100 | ₹65,550 | ₹1,87,443 | ₹56,233 |
| Level 14 | ₹1,44,200 | ₹72,100 | ₹2,06,412 | ₹61,924 |
| Level 15 | ₹1,82,200 | ₹91,100 | ₹2,60,092 | ₹78,027 |
| Level 16 | ₹2,05,400 | ₹1,02,700 | ₹2,93,444 | ₹88,033 |
| Level 17 | ₹2,25,000 | ₹1,12,500 | ₹3,21,750 | ₹96,525 |
| Level 18 | ₹2,50,000 | ₹1,25,000 | ₹3,57,500 | ₹1,07,250 |
What About Arrears?
If 8th CPC is announced after Jan 2026, the new pension will be calculated from Jan. But if it’s paid late, you will get arrears for those months.
For example:
- If announced in April 2026
- You will get Jan, Feb, March difference as arrears
- Paid in lump sum or in 2 parts
What Is the Fitment Factor?
Fitment factor is a multiplier used to calculate revised salary or pension.
Right now, we expect it to be 2.86 (same as 7th CPC). But if the government is generous, it may go up to 3.0.
Formula used in calculator:
New Pension = Old Pension × Fitment Factor
Family Pension = 30% of Last Basic × Fitment Factor
What About DR (Dearness Relief)?
DR is reset to 0% after every Pay Commission, then it starts increasing again.
Expected DR increase flow:
- Jan 2026: 0%
- Jul 2026: 3% (likely)
- Jan 2027: 3–4% more
- … and so on
So pensioners will start getting DR from July 2026 onwards, just like after 7th CPC.
Family Pension Rules
Family pension is for:
- Widow / widower
- Dependent children
- Parents (in some cases)
After 8th CPC:
- Family pension will be 30% of last basic pay
- Fitment factor applies
- DR applies separately
- Minimum ₹9,000/month rule may increase
When Will Official Order Come?
As per trends, 8th CPC recommendations may be announced in Budget 2026 (Feb), and the order issued around March–April 2026.
Official sites to check:
Latest Salary & Pension News
- Level-wise chart of 8th Pay Commission salary revision for central govt employees, showing expected basic pay after fitment factor and DA merger.
- 8th Pay Commission Pension Calculator 2026: Know your exact revised pension, DR hike, and fitment benefits in seconds — full chart for all central govt pensioners, family pensioners & retirees. Fully updated.
- From Level 1 to 18 — Discover exactly how much your salary will increase under the 8th Pay Commission! Full chart with revised basic pay, DA, HRA, pension, and fitment factor (2.86x) breakdowns included. A must-read for every government employee and pensioner.
- The 8th Pay Commission is expected from January 2026 with a fitment factor of 2.86. Here’s the full revised salary and pension hike chart for Pay Levels 1 to 18, DA reset details, arrears info, and implementation timeline explained in simple terms.
Final Summary (Very Simple Style)
So, after 8th Pay Commission, your pension may almost triple — from ₹25,000 to ₹71,500 type. You’ll also get DR and arrears later.
Use the calculator above anytime.
Bookmark this page.
We’ll update official order, PDF, and DR rate as soon as it’s announced.
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