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8th Pay Commission Salary Calculator: The 8th Pay Commission is expected to be announced soon, possibly by 2026. It will affect lakhs of central government employees and pensioners, and many are now searching for how much their salary will increase. This article gives a complete salary projection and you can use the formulas used in this article as your step-by-step tool to estimate 8th CPC salary, without needing any online calculator.
Insider Updates: NCJCM, Staff Side Push & Speculations Around 8th CPC
The buzz around the 8th Pay Commission isn’t just about expected salary hikes — there’s a lot happening behind the scenes as well. Various unions, staff associations, and insider reports are actively pushing the government to take action.
NCJCM stands for National Council of Joint Consultative Machinery. It is the official platform where employee unions and government representatives discuss matters like pay, pension, allowances, etc.
There are two sides:
- Official Side (Government representatives)
- Staff Side (Employee union representatives like AIRF, NFIR, etc.)
The Staff Side JCM has already:
- Sent formal letters demanding 8th CPC notification
- Asked for early implementation from January 1, 2026
- Raised issues of rising inflation, DA crossing 50%, stagnant pay for 10 years
Also:
- DA has already crossed 50% in January 2025, historically a trigger for new CPC
- PM Modi-led government is expected to take big decisions ahead of 2029 elections
- No denial from govt so far about the 8th CPC demand
- Budget 2025-26 did not mention any new provision yet for CPC
Experts believe:
- Fitment Factor may be around 2.86, not 3.68 as earlier speculated
- Based on this, the minimum basic pay may rise from ₹18,000 to approx. ₹51,480
- This increase is substantial but financially viable for the government
What’s Being Discussed?
- Some sources suggest the government might consider a Pay Revision Board instead of a full 8th Pay Commission
- However, no official confirmation yet — most unions and staff bodies continue to demand a full CPC with pension revision
What Exactly Happened?
Right now, the 8th Pay Commission is not officially approved yet. But it is expected to set up by the end of 2025 and the commission may submit its report by the end of the year 2026. However, the recommendations of the 8th Pay Commission will become effective from 1 January 2026.
Every 10 years, the central government forms a Pay Commission to revise salaries, pensions, and allowances for government staff and retirees. The last one, 7th Pay Commission, was applied from 1 January 2016. So naturally, the next one is expected around 2026.
Once the 8th CPC is formed, it will study cost of living, inflation, and current salaries. Then it will submit a report to the government. After cabinet approval, the Finance Ministry will issue an official notification, and salaries will be revised.
Expected Fitment Factor in 8th CPC (With Numbers)
In past:
- 6th CPC used 1.86 fitment factor
- 7th CPC used 2.57 fitment factor
Experts now expect the 8th CPC fitment factor to be around 2.86.
Simple Table of Estimated Basic Pay Increase:
| Current Basic Pay (7th CPC) | Fitment Factor 2.86 | Fitment Factor 3.00 | Fitment Factor 3.50 | Fitment Factor 3.68 |
|---|---|---|---|---|
| ₹18,000 | ₹51,480 | ₹54,000 | ₹63,000 | ₹66,240 |
| ₹28,000 | ₹80,080 | ₹84,000 | ₹98,000 | ₹1,03,040 |
| ₹44,900 | ₹128,414 | ₹1,34,700 | ₹1,57,150 | ₹1,65,232 |
| ₹56,100 | ₹160,446 | ₹1,68,300 | ₹1,96,350 | ₹2,06,448 |
| ₹77,000 | ₹220,220 | ₹2,31,000 | ₹2,69,500 | ₹2,83,360 |
Note: Fitment Factor 2.86 is considered more realistic and financially practical as per current government signals and expert opinion.
8th Pay Commission Salary Calculator: Real Examples for Employees (By Pay Level)
Let’s see how salary may increase at all pay levels from Level 1 to Level 18.
| Pay Level | Current Basic Pay | New Basic Pay (×2.86) | Monthly Increase |
|---|---|---|---|
| Level 1 | ₹18,000 | ₹51,480 | ₹33,480 |
| Level 2 | ₹19,900 | ₹56,914 | ₹37,014 |
| Level 3 | ₹22,000 | ₹62,920 | ₹40,920 |
| Level 4 | ₹25,500 | ₹72,930 | ₹47,430 |
| Level 5 | ₹29,200 | ₹83,512 | ₹54,312 |
| Level 6 | ₹35,400 | ₹101,244 | ₹65,844 |
| Level 7 | ₹44,900 | ₹128,414 | ₹83,514 |
| Level 8 | ₹47,600 | ₹136,136 | ₹88,536 |
| Level 9 | ₹53,100 | ₹151,866 | ₹98,766 |
| Level 10 | ₹56,100 | ₹160,446 | ₹1,04,346 |
| Level 11 | ₹67,700 | ₹193,622 | ₹1,25,922 |
| Level 12 | ₹78,800 | ₹225,368 | ₹1,46,568 |
| Level 13 | ₹1,23,100 | ₹351,066 | ₹2,27,966 |
| Level 13A | ₹1,31,100 | ₹374,946 | ₹2,43,846 |
| Level 14 | ₹1,44,200 | ₹412,412 | ₹2,68,212 |
| Level 15 | ₹1,82,200 | ₹520,092 | ₹3,37,892 |
| Level 16 | ₹2,05,400 | ₹587,444 | ₹3,82,044 |
| Level 17 | ₹2,25,000 | ₹643,500 | ₹4,18,500 |
| Level 18 | ₹2,50,000 | ₹715,000 | ₹4,65,000 |
Note: This is basic pay only. Real in-hand salary will include DA, HRA, TA, and other allowances — making it even higher.
Also Read: Big Changes Coming for ONGC Employees and Retirees: ONGC Salary After 8th Pay Commission
8th Pay Commission Pension Calculator After 8th CPC
8th CPC Pension Calculator (Detailed)
The 8th Pay Commission will not only benefit working employees, but it will also give a big relief to pensioners, including family pensioners and defence retirees.
Pension is generally 50% of the last drawn basic pay for most central government employees. So when the basic pay increases under the new pay commission, pension also increases automatically.
Let’s understand this in simple words:
If someone’s basic pay before retirement was ₹50,000, their current pension (under 7th CPC) is ₹25,000 — which is 50% of basic pay.
Now, under the 8th Pay Commission with a fitment factor of 2.86, the new basic pay may become:
₹50,000 × 2.86 = ₹1,43,000
So, their revised pension will be:
₹1,43,000 ÷ 2 = ₹71,500/month
Compared to ₹25,000 currently, this is an increase of ₹46,500/month — without including DR (Dearness Relief), which will further increase the final monthly credit.
Let’s get clear picture from the chart given below:
| Current Pension | Revised Pension (×2.86) | Increase in ₹ |
|---|---|---|
| ₹15,000 | ₹42,900 | ₹27,900 |
| ₹25,000 | ₹71,500 | ₹46,500 |
| ₹30,000 | ₹85,800 | ₹55,800 |
| ₹35,000 | ₹1,00,100 | ₹65,100 |
| ₹50,000 | ₹1,43,000 | ₹93,000 |
| ₹75,000 | ₹2,14,500 | ₹1,39,500 |
These are estimated values based on proposed fitment factors. Exact numbers will come after official announcement.
Family Pension: How Much Will Widow/Widower Get?
Family pension is paid to the spouse or dependent after the death of the pensioner. It is usually 30% or 50% of the basic pay, depending on conditions.
Let’s see an example:
- If a pensioner’s basic pay at retirement was ₹56,100 → family pension is approx. ₹16,830 (30%)
- After 8th CPC, if revised basic becomes ₹2,06,448 → new family pension may become ₹61,934
That’s almost ₹45,000/month extra for the family — a big help.
Defence Pensioners & Ex-Servicemen
Defence pensioners under One Rank One Pension (OROP) scheme also get revised pension based on CPC. When 8th CPC is implemented, their pensions will be revised accordingly. The last OROP revision was done in 2023, and next is expected after 8th CPC.
Also, gallantry awardees and disability pension holders will see corresponding increases in:
- Service Pension
- Disability Element
- War Injury Pension
- Family Pension for Widows
Will Arrears Be Paid to Pensioners?
Yes. Just like salaried staff, pensioners will also receive arrears from 1 January 2026 till the date revised pension is credited. This could be a big lump sum — for example, ₹60,000–₹2,00,000 depending on pension amount.
Usually, arrears are paid in 1 or 2 installments through bank account.
How Pension is Paid — Mode of Credit (For All Types of Pensioners)
Pensioners receive their monthly pension directly in their bank accounts through authorized banks such as SBI, PNB, Canara Bank, Union Bank, Bank of Baroda, etc. These banks act as Pension Disbursing Agencies (PDAs) for the central government.
Once the 8th Pay Commission order is officially released, these banks will automatically revise the pension amounts as per the new CPC formula — based on the updated Pay Matrix and fitment factor.
For Defence Pensioners:
Login to https://sparsh.defencepension.gov.in to view updated pension slips, arrears, and disbursement details. SPARSH (System for Pension Administration – Raksha) is the portal used by defence pensioners.
For Civilian Central Govt Pensioners:
Check your monthly pension slip through your bank’s net banking portal. For example:
- SBI Pension Seva Portal: https://www.pensionseva.sbi
- PNB Net Banking: Login → Services → Pension Slip
- Canara Bank, Bank of Baroda, and others provide similar services.
You can also contact your respective Head of Office (HOO) or the Central Pension Accounting Office (CPAO) via https://cpao.nic.in for civilian pension queries and grievance redressal.
No need to reapply for revised pension. It will be revised and credited automatically as per the rules of 8th CPC once implemented.
What About Gratuity, Commutation & DR?
- Commutation: The lump sum part withdrawn will also increase. Higher basic = higher commuted amount.
- Gratuity: Retirement gratuity is based on last drawn pay. So, post-CPC retirees will get much higher gratuity (maybe ₹25–30 lakh).
- Dearness Relief (DR): Will reset to 0% under new pay. Then, DR will increase every 6 months again.
Final Word for Pensioners
So in short, pensioners may see their monthly income double or even triple after the 8th Pay Commission.
- Family pensioners will also benefit
- Defence pensioners under OROP will get updated
- Arrears will be paid
- Gratuity and commutation will rise
Stay updated via pensionersportal.gov.in or your bank. As soon as govt issues orders, we’ll update the full pension calculator.
Insider Updates: NCJCM, Staff Side Push & Speculations Around 8th CPC
The buzz around the 8th Pay Commission isn’t just about expected salary hikes — there’s a lot happening behind the scenes as well. Various unions, staff associations, and insider reports are actively pushing the government to take action.
What Is NCJCM and Why Is It Important?
NCJCM stands for National Council of Joint Consultative Machinery. It is the official platform where employee unions and government representatives discuss matters like pay, pension, allowances, etc.
There are two sides:
- Official Side (Government representatives)
- Staff Side (Employee union representatives like AIRF, NFIR, etc.)
The Staff Side JCM has already:
- Sent formal letters demanding 8th CPC notification
- Asked for early implementation from January 1, 2026
- Raised issues of rising inflation, DA crossing 50%, stagnant pay for 10 years
AIRF (All India Railwaymen’s Federation) and Confederation of Central Govt Employees are also vocally supporting the demand.
Positives So Far (Hopeful Signals)
- DA has crossed 50% in January 2025, historically a trigger for new CPC
- PM Modi-led government is expected to take big decisions ahead of 2029 elections
- No denial from govt so far about the 8th CPC demand
- Govt has started discussions on pension reforms and pay parity internally
- Rising pressure from over 1 crore govt employees and pensioners
Also, in 2013–14, similar discussions were going on — and by February 2014, the 7th CPC was officially announced.
Concerns & Negatives (Why There’s Uncertainty)
- Some news reports suggest govt may delay CPC and rely more on DA increases
- Few voices within Finance Ministry support “Pay Revision Boards” instead of a full CPC
- Budget 2025-26 did not mention any new provision yet for CPC
- Govt is cautious due to fiscal deficit targets and rising subsidy burdens
This is why, despite employee pressure, there’s no official confirmation yet. But insiders still believe it will come — likely after elections or pre-2026.
Speculations and Realistic Expectations
Many discussions are going on about what changes the 8th Pay Commission may bring. But we also need to keep expectations practical.
What Experts Believe And What Seems Realistic
Earlier there were talks about a fitment factor of 3.00 to 3.68, which would drastically increase salaries. But now, most reliable experts and union insiders say that might be too optimistic.
Looking at current inflation trends, fiscal conditions, and past patterns, the realistic fitment factor may remain around 2.86.
Why 2.86 Is More Likely
- Govt is cautious about fiscal deficit targets
- A huge jump may create imbalance across services
- In 7th CPC, 2.57 was chosen (lower than 6th CPC’s 1.86×)
- 2.86 gives decent raise while keeping budget impact under control
Estimated New Minimum Basic Pay:
If 2.86 is approved, new minimum basic pay may be around ₹51,480:
₹18,000 (current) × 2.86 = ₹51,480
Matrix Restructuring
8th CPC is also likely to restructure the Pay Matrix:
- Reduce pay compression between lower and higher levels
- Introduce more gradual jumps between levels
Allowance Overhaul Expected
Commission may also suggest:
- Fresh formula for HRA (based on real rent data)
- Revised TA slabs linked to inflation index
- Modernised risk & hardship allowance (especially for field & uniformed staff)
- Performance-based pay system in Group A/B services
These changes will make the structure more balanced and future-ready — but without extreme jumps in base pay.
We’ll update again once official leaks or pre-Cabinet briefings start appearing.
Final Verdict: Should You Expect 8th CPC?
Yes — all signs suggest it will happen, because:
- DA is high
- Cost of living has doubled
- 10-year revision cycle is due
- Unions are strongly backing it
But exact implementation date may depend on:
- General Elections 2029 outcomes
- Fiscal situation in Union Budget 2026
- Final Cabinet approval timeline
So for now:
Be aware of the numbers shared above
Understand your pay level and possible increase
Bookmark finmin.nic.in and dopt.gov.in for updates
Stay connected with your department’s staff side union or association
We’ll keep updating the calculator and real-time news as soon as new insider updates emerge.
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FAQs (Most Common Doubts)
How to calculate 8th Pay Commission salary?
Step-by-step method (using realistic fitment factor 2.86):
Find your current Basic Pay as per 7th CPC.
Multiply it by 2.86 → gives your new Revised Basic Pay.
Add allowances: DA (restarts at 0%, increases every 6 months), HRA, TA, and other special allowances.
Subtract deductions like income tax, NPS contributions, etc.
Example:
Current Basic: ₹56,100
New Basic: ₹56,100 × 2.86 = ₹160,446
Estimated HRA (24%): ₹38,507
DA (initially 0%)
TA (assume ₹3,600)
Gross ≈ ₹202,553/month
This method works for all pay levels.
What is Pay Level 8 salary?
Pay Level 8 corresponds to posts like Assistant Section Officers (ASO), Junior Engineers, Education Officers.
Current Basic (7th CPC): ₹47,600
New Basic (×2.86): ₹47,600 × 2.86 = ₹136,136
Monthly Increase: ₹136,136 – ₹47,600 = ₹88,536
Add DA, HRA, and TA on top to get total monthly salary.
What is the salary of Agniveer after 8th Pay Commission?
Agniveers receive fixed stipend, not CPC pay scale. So 8th Pay Commission does not apply to Agniveers — their stipend remains regulated by the Ministry of Defence, not by Pay Commission.
What will be the salary of IAS after 8th Pay Commission?
Class 1 officers like IAS are in Pay Level 15–17:
Level 15 (SDO/In-charge rank):
Current Basic: ₹1,82,200
New Basic (×2.86): ₹520,092
Level 16 (DM/Deputy Commissioner):
Current Basic: ₹2,05,400
New Basic (×2.86): ₹587,444
Level 17 (Secretary level):
Current Basic: ₹2,25,000
New Basic (×2.86): ₹643,500
To get gross pay, add DA/HRA/TA — realistically between ₹40,000 to ₹60,000 extra per month based on city.
What is the starting salary of Pay Level 8?
Starting Basic: ₹47,600
Under 8th CPC: ₹47,600 × 2.86 = ₹136,136
In-hand (with allowances): ₹170,000 – ₹180,000 approximately in metropolitan cities (X-category).
What will be the salary of ASO after 8th Pay Commission?
ASO usually falls in Pay Level 8:
Current Basic: ₹47,600
New Basic: ₹136,136
Monthly increase: ₹88,536
Plus approx ₹45,000 allowances → likely gross of ₹180,000 to ₹185,000/month
How to calculate salary of central government employees?
Use the universal 2.86 multiplier formula:
Basic × 2.86 = Revised Basic
DA starts at 0%, rises every 6 months based on AICPI index
HRA as per city – 24%, 16%, or 8%
TA & other allowances in new slabs
Deduct NPS, taxes, etc., to get net in-hand pay
For example, a Level 6 employee (₹35,400 basic) will have:
Revised Basic: ₹101,244
DA + HRA + TA ≈ ₹60,000
Gross ≈ ₹160,000
Net take-home ≈ ₹140,000 – ₹145,000
What will be my salary in 8th Pay Commission?
Find your current Basic Pay and use this formula:
₹ Your Basic × 2.86 = Your 8th CPC Basic
Then estimate additions (DA, HRA, TA), minus deductions. Use our Pay Level table to reference your approximate bracket.
What happens if DA reaches 50%?
When DA crosses 50%, it signals that inflation and cost of living have significantly increased — historically prompting formation of a new Pay Commission. That’s why DA hitting 59% in July 2025 is a clear precursor to the 8th CPC.
How to calculate: Basic × 2.86, add allowances
Pay Level 8: ₹136,136 basic, gross ₹170–180k
IAS (L15–L17): ₹520k–₹643k basic + allowances
Agniveer: CPC not applicable
DA 50%: Trigger for new CPC
Does the 8th Pay Commission apply to pensioners?
Yes, the 8th Pay Commission fully applies to pensioners — including:
Retired central government employees
Family pensioners (widow/widower/dependents)
Civilian and defence pensioners (OROP covered separately)
Why It Matters:
Every Pay Commission revises the basic salary, and pension is 50% of the last drawn basic pay. So, if your basic pay was ₹50,000 under the 7th CPC, and the 8th CPC revises that to ₹1,43,000 (using 2.86 fitment), your pension becomes ₹71,500/month — before adding Dearness Relief (DR).
Automatically revised — pensioners don’t need to apply again
Processed by banks (civil) and SPARSH (defence)
What happens if DA reaches 50%?
When Dearness Allowance (DA) crosses 50%, a few big things happen:
Major trigger for next Pay Commission
Historically, when DA hits 50%, the govt starts planning the next CPC
Example: 6th CPC was followed by 7th CPC when DA reached 50% in 2014
Some allowances may be revised
HRA, TA slabs, and risk allowances may be reviewed
Example: HRA sometimes drops to base percentage if DA is above 50%
Cost of living indicator
AICPI Index drives DA. 50% DA means inflation has made real wages weaker.
As of July 2025, DA is set to increase to 59%, which is why there’s a strong push for the 8th Pay Commission.
What is the Pay Commission for pensioners?
Pensioners are governed by the same Pay Commission as serving employees. That means:
5th CPC, 6th CPC, 7th CPC — all applied to pensioners
Now, the 8th CPC will revise pensions based on a new formula
Here’s how it works:
Fitment factor (same as for employees) is applied to last drawn basic pay
Pension = 50% of revised basic pay
DR is then added every 6 months
Family pension = 30%–50% depending on case
No separate commission exists for pensioners — same report covers both.
What is the fitment factor for pensioners?
The fitment factor for pensioners is exactly the same as for working employees — because pension is always linked to basic pay.
Expected realistic fitment factor in 8th CPC = 2.86
Here’s how it works:
Suppose your last drawn basic pay before retirement (under 7th CPC) was ₹44,900
New basic = ₹44,900 × 2.86 = ₹1,28,414
New pension = ₹1,28,414 ÷ 2 = ₹64,207/month
Add DR to this (starts at 0%, increases later)
Pensioners will get a massive increase in pension after 8th CPC without applying or filing — it will be auto-updated via banks (for civil) or SPARSH (for defence).
Official & Authoritative Government Links
Ministry of Finance (Department of Expenditure)
The nodal ministry responsible for pay commissions, DA orders, fitment factors, and pay matrix updates.
Website:
https://doe.gov.in
DA Orders & Office Memorandums (OMs):
https://doe.gov.in/orders-circulars
7th Central Pay Commission (Archived Report)
Though the 8th CPC is not yet formed, the 7th CPC report gives insight into structure, ToR, fitment, and recommendations.
Complete 7th CPC Report (PDF & Summary):
https://doe.gov.in/report-central-pay-commission/16
Pay Matrix Table by 7th CPC (PDF):
https://doe.gov.in/files/cenetral-pay_document/7thCPC_revisedpayrules25072016.pdf
Press Information Bureau (PIB)
Government’s official news agency. Any official announcement regarding 8th CPC, fitment, or implementation will come here.
Website:
https://pib.gov.in
Search for 8th Pay Commission-related press releases:
https://www.pib.gov.in/allRel.aspx
DoPT – Department of Personnel & Training
Responsible for service conditions, rules, and allowances for Group C posts like MTS.
Website:
https://dopt.gov.in
Orders & Notifications Section:
https://dopt.gov.in/notifications/orders#
OMs Section:
https://doptcirculars.nic.in/OM/SearchOMNew.aspx
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